Federal employees now guaranteed dental coverage

The U.S. Office of Personnel Management has issued a final rule that ensures federal employees cannot be denied dental coverage because of a pre-existing condition, among other things.

The new regulations -- the result of 2004 legislation establishing dental and vision benefits programs for federal employees, annuitants, and their eligible family members -- explain how employees enroll, the types of coverage being offered, and other features of the new insurance.

As established by the 2004 law, the government does not subsidize dental coverage for federal employees, but employees may pay premiums with pretax dollars.

Dental coverage is offered by Aetna Life Insurance Company, Government Employees Health Association, MetLife, United Concordia Companies, Group Health, CompBenefits, and Triple-S.

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