Argus Dental launches new benefits plan

Dental benefits provider Argus Dental Plan has launched a dental saving account (DSA).

The DSA utilizes a preferred dentist network, and benefits include maximum annual contributions, maximum fees for dental procedures, fund rollovers, and simple transparency, according to the company.

In contrast to procedure-driven and group-funded plans, a DSA is a self-funded or fully insured account, meaning employers can fund monthly contributions or premiums to pay plan costs. It is similar to direct reimbursement or direct assignment plans, which offer dental benefits on a cost basis versus the traditional dental plan based on insurance codes.

DSAs are not to be confused with flexible spending accounts and health savings accounts on the medical side, Argus noted.

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